Who we are and where we operate

We are not just a bank; we are an integrated financial services group. We offer services across three business units, each offering different financial solutions.

Personal & Business Banking (PBB)
Corporate & Investment Banking (CIB)
Wealth (which includes Liberty Holdings Limited)

Major shareholders

SBG is 51% South African-owned. Industrial and Commercial Bank of China Ltd (ICBC) is the world’s largest bank by assets, and a 20% shareholder in SBG. This strategic relationship enables SBG to facilitate investment flows and commercial relationships between China and Africa. The South African Government Employees Pension Fund (GEPF) is SBG’s second-largest institutional shareholder, with a 13% stake.


We are headquartered in Johannesburg and our primary listing is on the Johannesburg Stock Exchange (JSE) in South Africa, with a secondary listing in Namibia. Subsidiary banks are listed on exchanges in Kenya, Malawi, Nigeria and Uganda.

Personal & Business Banking

PBB provides banking and other financial services to individual customers and small and medium-sized enterprises (SMEs) in South Africa, the rest of Africa (ROA) and the Channel Islands.

  • Headline earnings
    R11 232 million
    (2014: R9 797 million)
  • Return on equity
    (2014: 18.2%)

Corporate & Investment Banking

CIB offers corporate and investment banking services to clients which include governments, parastatals, larger corporates, financial institutions and international counterparties.

  • Headline earnings
    R7 923 million
    (2014: R4 980 million)
  • Return on equity
    (2014: 10.2%)


Wealth offers life insurance, short‑term insurance and investment management to individuals and corporate clients in certain African countries. Standard Bank Wealth (SBW) was established to consolidate our non‑banking financial services across the group.

  • Headline earnings
    R2 251 million
    (2014: R2 158 million)
  • Return on equity
    (2014: 20.9%)

We are not just a bank; we are an integrated financial services group.


  • Elected chair of Global Equator Principles Steering Committee
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  • Southern African Energy Efficiency (SAEE) special recognition of achievement in energy efficiency 2015
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  • 8th Africa Energy Awards 2015: Premier Energy Project of the Year
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  • Association of Energy Engineers: Sub-Saharan Africa Energy Project  of the Year 2015


We welcome the views of our stakeholders on the way we approach our priorities.

Please email us your feedback.
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