Financial inclusion

Across Africa, many people remain excluded from the formal financial system. They are limited to transacting in cash, rely on family and friends for credit, and have no personal or business insurance. We are working to make the formal financial sector more accessible, attractive and affordable.


This requires low-cost, convenient, digital products and services accessible even without a bank account; alternatives to conventional systems of collateral; and consumer education to enable people to manage their finances more effectively.


This is an important step towards giving many more people in South Africa the full benefits, security and pride associated with owning a home. There is a long journey ahead to achieving decent housing for all in our country, but if more people get involved we can make significant strides together in uplifting the lives of South African citizens.
– Andrew van der Hoven, Head of home loans, Standard Bank South Africa

©2014 Standard Bank is a licensed financial services provider in terms of the Financial Advisory and Intermediary Services Act and a registered credit provider in terms of the National Credit Act, registration number NCRCP15.

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